FHA Streamline is a great way to refinance:

  • Appraisal usually not required

  • Very little paperwork

  • No income verification, employee verification, or closing costs

  • Easily increase or decrease the length of the term of your existing loan

  • Take advantage of current low interest rates  >>>read more

Buying your First Home?

November 22, 2011
First Time Home Buyers searching for loan assistance can now take advantage of FHA Government Loans First Time Home Buyer Programs that can require as little as 3 % down.  Read more »

FHA Refinance Programs (now at the lowest rates in 22 years)

October 15, 2011
The past few weeks have been a joy ride for homeowners looking to refinance,  with refinance rates and FHA mortgage rates all dipping. Homeowners have scrambled to get their mortgages modified to ease debt pressure. With the proactive help from the government, even banks have been able to keep FHA loans rate as low as possible as FHA Refinance rates dropping to historic lows. The final months of 2010 are being regarded as the  best time to refinance in almost 30 years. Read more »

FHA Loans for a fixer-upper (203k Program)

October 22, 2011
The Section 203(k) program is the Department of Housing and Urban Development (HUD), primary program for the rehabilitation and repair of single family properties These programs operate through FHA-approved lending institutions which submit applications to have the property appraised and have the buyer's credit approved. These lenders fund the mortgage loans which the Department insures.
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FHA Announces a New Plan to Refinance 'Underwater Mortgages'.

September 5,2011
The FHA Short Refinance option is targeted to help homeowners who owe more on their mortgage than their home is worth – or ‘underwater’ – because their home saw a decline in home value. Read more »

Financial assistance for Seniors

April 24, 2011
Many older Americans need greater financial security to supplement social security, meet unexpected medical expenses, make home improvements, and more. One of the nations fastest growing solutions is a Reverse Mortgage. Read more »